5 Signs You’re Ready to Become a Homeowner

So, you’re ready to stop making your landlord rich and start building equity through homeownership. But are you ready for the responsibility that comes with owning a home? Despite what you’ve heard, buying isn’t just a financial decision. There are many factors, including your professional and personal situation that should impact your decision. We sat down with TowneBank Loan Officer Dex Auer for his advice on how to decide when it’s time [...]

2018-10-03T14:00:36+00:00October 3rd, 2018|Categories: FitzGerald Financial Group|Tags: , |

VHDA Introduces New Homeownership Program

In an effort to offer down payment assistance to more homebuyers, the VHDA has created a new second mortgage program, known as the VDHA Plus Second Mortgage. The program, which went into effect August 15, replaces the FHA Plus Loan Program. The VHDA Plus Second Mortgage, a VHDA-financed and FHA-insured home loan, allows eligible first-time buyers to finance down payment or closing costs. Under program guidelines, qualified buyers can borrow a percentage [...]

2018-10-09T10:56:54+00:00August 20th, 2018|Categories: Mortgage|Tags: , |

5 Mortgage Myths Debunked

It’s time to set the record straight. If you’re going through the mortgage process, there’s a chance you’re trusting google with answers to questions like, “How much should I put down on my home?” or “Do I need to hire a home inspector?” But you can’t always trust what the internet has to say, so we called Loan Officer Kenny Fryman in Richmond, VA and his partners to give us the facts [...]

2017-04-26T14:55:49+00:00April 26th, 2017|Categories: Mortgage, Towne Tips|Tags: , , , |

5 Signs You’re Ready to Become a Homeowner

So, you’re ready to stop making your landlord rich and start building equity through homeownership. But are you ready for the responsibility that comes with owning a home? Despite what you’ve heard, buying isn’t just a financial decision. There are many factors, including your professional and personal situation that should impact your decision. We sat down with TowneBank Loan Officer Dex Auer for his advice on how to decide when it’s time [...]

2017-04-14T12:37:39+00:00April 14th, 2017|Categories: Mortgage, Towne Tips|Tags: , |

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