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FitzGerald Financial Group 2017-06-06T11:57:37+00:00


Take advantage of low interest rates!
Let us help you achieve your dream of owning a home.

Loan Types

Find the right loan program for your family’s home financing needs.

Conventional

Provides buyers with peace of mind by, with a consistent, fixed payment over the duration of the loan.

  • Up to 97 % financing
  • Competitive interest rates
  • 15 or 30 year terms
  • Locks your interest rate for the life of your loan
  • Easy-to-understand loan terms
  • Stable rate and principle payments
  • Private Mortgage Insurance required for loans with less than 20 % down payment

FHA

Great option for first time homebuyers who need low down payment options, and flexible lending requirements.

  • As little as 3.5% down payment
  • Less than perfect credit can apply
  • Loan is guaranteed by the Federal Housing Authority
  • Seller can contribute to borrower’s closing costs
  • Fixed rate and ARM options.

VA

Available to veterans, military personnel, and qualifying family members.

  • Up to 100% financing
  • No downpayment needed
  • No private mortgage insurance
  • Reasonable credit qualifications
  • Cap on closing costs
  • No early payoff penalties
  • Jumbo loans up to $1 million with down payment

USDA

Designed to encourage rural land development and growth in rural areas. USDA loan provides low and moderate income borrowers with affordable housing options.

  • Up to 100 % financing
  • Little or no down payment or out of pocket costs.
  • Flexible credit guidelines
  • Seller can contribute to the borrower’s closing costs
  • Property must be in USDA rural area
  • Income and property restrictions apply

Adjustable Rate Mortgage (ARM)

For a borrower who wants low initial rates.

  • Lower initial interest rate than fixed-rate mortgages during the initial term
  • Flexibility for buyers who plan to move in the future
  • Great option for buyers who anticipate their income increasing
  • Interest rate and payment cap options available


Let our Mortgage Professionals guide you through your homebuying journey!
We look look forward to working  with you.

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Programs, rates, and fees are subject to change at any time without notice. This information provided is deemed reliable but not guaranteed. The information on this website is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. All mortgage financing is subject to credit and underwriting approval. Receipt of borrower’s application or inquiry does not represent an approval for financing or rate guarantee. FitzGerald Financial Group is an Equal Housing Lender and Equal Opportunity Lender. Links and content are being provided for informational purposes only. FitzGerald Financial Group has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one.